Home Loans with Jodie

This week’s national housing data points to a market that is still affordability-sensitive, but showing signs of movement. Mortgage rates remain in the mid-6% range, pending sales improved year over year, and inventory is modestly higher than last year. At the same time, homes are taking slightly longer to sell, which gives buyers more room to evaluate options while keeping pricing strategy important for sellers.
https://myoc.io/JodieBochat

NMLS # 1683620

A bigger home is not always about square footage.

Sometimes it is about the life you can finally picture there.

The June evenings in the backyard.
The kitchen full of people who said they were just stopping by.
The kids running in and out with popsicle stains on their shirts.
The quiet coffee before everyone wakes up.

But as a mortgage lender, I also know this:

The right home should not come with a payment that makes the life inside it feel smaller.

More room matters.

So does cash left after closing.
So does a monthly payment you can breathe with.
So does a loan plan that lets the house feel like home, not pressure.

Save this if you are thinking about upsizing this year.



— Jodie Bochat - your go-to NE Georgia mortgage lender

Getting approved for a mortgage can feel like someone is looking through your entire financial life.

And honestly, they kind of are.

But that does not have to feel scary when you know what they are looking for.

Your credit score matters, but so do your income, debts, cash to close, savings, deposits, and even the property itself.

The buyers who feel the calmest in the process are usually not the ones with perfect finances.

They are the ones who had the right conversation early, before the lender started asking for explanations.

Save this if you are planning to buy and want fewer surprises in the approval process.



— Jodie, your go-to mortgage lender in NE Georgia

This week’s national housing data points to a market that is still affordability-constrained, but not frozen. Mortgage rates are holding in the mid-6% range, active listings are slightly higher than last year, new listings are improving modestly, and pending sales posted a solid annual gain. The takeaway: buyers are still moving when pricing makes sense, and sellers need to meet today’s market—not last year’s expectations.
https://myoc.io/JodieBochat

NMLS # 1683620

When it comes to buying a home, there’s no such thing as a bad question. We’re here to answer them all—so you can move forward with confidence and clarity.

Ask away. Your journey starts here.
https://myoc.io/JodieBochat

NMLS # 1683620