JD.Mortgage
J.D. Peck. With no overlays and manual underwriting options, we specialize in low credit score and high DTI approvals.
The WSJ just said the quiet part out loud — people are walking away from the 9-to-5 to build their own income.
Good for them. Bad news at the closing table.
Because the mortgage system still runs on W-2s and tax returns. And the write-offs that save you money in April are the same ones that make you look “broke” to an old-school lender.
That’s what a bank statement loan fixes. We look at real deposits, not the number after write-offs.
Self-employed and got a no? You probably talked to the wrong lender.
J.D. Peck NMLS 314883
PRMG NMLS 75243
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Colorado Springs, CO
Opening Hours
| Monday | 9am - 5:30pm |
| Tuesday | 9am - 5:30pm |
| Wednesday | 9am - 5:30pm |
| Thursday | 9am - 5:30pm |
| Friday | 9am - 5:30pm |