The Money Defender

Helping business-owning clients recruit and keep the top talent they need

For business owners, recruiting, retaining, and motivating top talent can be essential for continued success. And fixed index universal life (FIUL) insurance can play a role in many key employee compensation and benefit plans, including:
Stock appreciation rights plans
Split-dollar life insurance arrangements
Business continuation bonus plays
Phantom stock plans

THE CHALLENGE
Your employees make important contributions
to your business. Some key employees may
have unique skills and abilities that are
critical to the continued success of your
organization. Do you worry that they will be
lured away by a competing company? Are you
concerned that their current benefits package
may not be enough to keep them working for
your company? Or is there an employee at a
competing firm whom you would like to have
working for you?
THE SOLUTION
One solution to attracting and retaining
quality employees may be an executive bonus
arrangement.
An executive bonus or a
restrictive executive bonus
arrangement is a way for you
to provide needed
life insurance to a key
employee and receive an
income tax deduction for
doing so.

"How do you maintain
self-motivation
when you experience a setback?"