Apex Insurance Advisors, LLC

Year-end charitable giving can be both meaningful and tax-efficient. To qualify for a deduction this year, contributions must be made to an eligible 501(c)(3) organization by December 31.

Moving your old 401(k) into your new employer’s 401(k)? That can help simplify your life. It’s easy to lose track of multiple accounts and statements, and failing to modify your investment strategies to keep up with your needs can undermine your long-term financial success.

However, you don’t want to take a step backward…moving from a great plan to a plan that is not so great. How do the two plans compare? What are the fees, investments and other options in your new employer’s plan?

Another important point: After moving your old 401(k) into your new 401(k), they cannot be removed unless you have a qualifying event.

Learn about the four options available for managing your 401(k) after a change job in this short guide:https://46535774.fs1.hubspotusercontent-na1.net/hubfs/46535774/1847_JCK_Brochure.pdf

Reviewing your plans with a financial professional can make this process much easier. Let’s talk!

#401(k)Options

Managing your 401(k) after a job change is important. You may be able to keep your 401(k) with your previous employer after you leave the company. This is definitely the easiest option after changing jobs, but it may not be the best option for your financial success.

It’s best to understand all of your options. What can you do with that 401(k) after you leave the company? Don’t simply go with the easiest one option. Find the one that puts you in the best position to retire successfully.

Here’s an easy way to evaluate all four of the options available for managing your 401(k) after a job change. Take a quick glance at this guide:https://46535774.fs1.hubspotusercontent-na1.net/hubfs/46535774/1847_JCK_Brochure.pdf

The average American holds over a dozen jobs* in their lifetime. Those job transitions present an important decision point for managing a 401(k) – which can either propel retirement goals forward or hold them back.

Perhaps the most impactful decision you'll make in your retirement journey is how you handle your 401(k) after leaving a company. Mistakes here can be costly.

To help navigate this journey, we’ve developed a five-part series about the key options for managing your 401(k) after a job change and sharing this helpful guide: Take Charge of Your 401(k). https://46535774.fs1.hubspotusercontent-na1.net/hubfs/46535774/1847_JCK_Brochure.pdf

Please reach out if you have any questions. I would love to be a resource!

#401(k)Rollover

* https://www.weforum.org/stories/2023/05/workers-multiple-careers-jobs-skills/