Splendid Health Insurance

🎒 BACK-TO-SCHOOL SEASON IS JUST AROUND THE CORNER — IS YOUR CHILD'S HEALTH COVERAGE IN ORDER?

August comes fast. And with it come school physicals, sports clearances, vaccination requirements, and the general reality of kids being around hundreds of other kids.

This means more common illnesses, unexpected urgent care visits, and crucial moments where having the right coverage directly impacts your peace of mind and your wallet.

Before school starts, make sure you can check these off your list:

🔹 Your child's pediatrician is fully confirmed in-network for 2026.
🔹 Your plan covers required school vaccines at $0 copay (most ACA plans must cover this).
🔹 You know your exact urgent care copay vs. ER cost before an emergency happens.
🔹 Your plan covers specialized sports injury treatments and physical clearances.
🔹 Your child's routine medications (asthma, ADHD, diabetes) are active on the plan's formulary.

Not sure about any of these? That's exactly what we're here to help you figure out — before you're sitting in an urgent care waiting room.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019

Splendid Health — Making care easier for families.

💰 THE HSA: THE TRIPLE TAX ADVANTAGE MOST PEOPLE LEAVE ON THE TABLE.

If you have a high-deductible health plan (HDHP), you may be eligible for one of the most powerful financial tools in healthcare: a Health Savings Account (HSA).

Here's why HSAs are worth understanding:

✅ Tax-deductible contributions: Every dollar you put in reduces your taxable income
✅ Tax-free growth: Your balance grows tax-free, like a retirement account
✅ Tax-free withdrawals: When used for qualified medical expenses, withdrawals are 100% tax-free
✅ It rolls over: Unlike FSAs, HSA money never expires. You can build it up for years.
✅ Retirement bonus: After 65, you can withdraw HSA funds for ANY purpose without penalty (just pay income tax — like a 401k)

2026 HSA Contribution Limits:
👤 Individual coverage: $4,300
👨‍👩‍👧‍👦 Family coverage: $8,550

This isn't just a savings account. It's a long-term health and retirement planning tool.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.

💙 IF YOU'RE TAKING CARE OF A LOVED ONE, WHO'S TAKING CARE OF YOU?

Caregiver burnout is one of the most underdiagnosed health crises in the United States. Adults caring for aging parents, children with disabilities, or chronically ill spouses often put their own health on the back burner — sometimes for years.

What many caregivers don't realize:

✅ Your health plan may cover therapy and counseling to help with emotional exhaustion
✅ Telehealth makes it easier to access mental health support without leaving your caregiving role
✅ Some Medicare Advantage plans for the person you care for include caregiver support programs
✅ Respite care — temporary relief for caregivers — may be available through certain coverage options
✅ If you've lost income due to caregiving, you may qualify for ACA subsidies

You cannot pour from an empty cup. Let us help you find coverage that supports YOU — not just the person you care for.

📞 FREE Consultation: +1 (832) 497-3623
🗓️ Book your appointment: https://shorturl.at/uBquZ
👥 Join our community: https://www.facebook.com/groups/1855229751841019
Splendid Health — Making care easier for families.