Aaron Gumm Real Estate

If your garage had AC & heat, would it change how you used it? How would you use the space?

Is purchasing a home in ‘24 in the cards for you?

Don’t play ‘52 card pick up’ real estate style by just throwing up the cards & ‘hoping’ it all works🃏

You need a game plan. Here are a few tips..

🔐 Start EARLY…like even before you think you should. It can take months of preparation so giving yourself plenty of runway is always best. Have a consult with a real estate professional & lender to help tailor a game plan that’s specific for you & your goals.

🔐Know your numbers…REALLY well. Do you have money saved for your down payment, closing costs, potential repairs/upgrades? Are you planning to use down payment assistance, a gift from a family member, tap into a 401K, etc? All of this should be known in advance. Credit! How is it? I’m not just talking about what credit karma says! Have you done a deep dive into your report? Do you need a credit specialist? Again, credit repair items can take months & are one of the most common reasons why I see people not able to qualify.

🔐Do your research. Do you know where you want to live? Do you know the dirty little secrets about the area, the community, the HOA, the commute for work, the schools. Do they have a major 2 year construction planned coming up in that area that you’re unaware of that would drive you bonkers?

For more specifics or to do a deeper dive, give me a shout & I’ll be happy to answer any questions 🗝️