Steph Magellan
Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Steph Magellan, Real Estate, Dallas, TX.
Lord plz renew 🙏🏽 my energy when I feel tired or weak. amen. 🔑
10/06/2021
Common Real Estate Myths That You Need To Know
Myth: you need a 20% down payment to purchase a home
Truth: there are several programs such as FHA mortgages where you only need a 3.5% down payment
Myth: a down payment is the only upfront cost
Truth: be prepared for inspection costs and closing costs. Closing costs are negotiable and with an FHA loan, some costs can be added to the loan
Myth: there’s plenty of time for Preapproval when you find the right house
Truth: the 1st step before even looking for a home is getting preapproved for a loan. Most offers won’t be accepted without a lender approval letter which puts you at a disadvantage in a competitive market
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