Maxspurt Lending

📊 Mortgage Rates Update — Know the WHY, Not Just the Number 👇

With all the noise in financial markets, it’s easy to assume mortgage rates are swinging wildly too.
But here’s what’s actually happening 👇
✔ The Federal Reserve made no surprise moves
✔ Financial markets remained largely flat
✔ Mortgage rates barely changed

📘 When bond markets stay steady, mortgage rates often do the same.

That stability can mean predictability — helping buyers and homeowners plan with more confidence.
Understanding why rates move (or don’t) is just as important as knowing the rate itself.

📞 For clarity on how today’s mortgage rates may apply to your situation,
call Maxspurt Mavens at (972) 918-5500
🌐 www.maxspurt.com
Maxspurt Lending
NMLS #2021549

⚠️ IMPORTANT EDUCATIONAL DISCLAIMER
The information shared here is for educational purposes only, intended to help readers pay attention to market trends and important financial details.
This content is not a rate lock, loan approval, or commitment to lend.
For personalized guidance or clarity, please contact Maxspurt Mavens directly.

High-LTV Conventional Cash-Out Options
Available Through Our Wholesale Lender Partners
At Maxspurt Lending, we work as an independent mortgage broker, partnering with top-tier wholesale lenders to help qualified homeowners access competitive cash-out refinance solutions—even at higher loan-to-value levels.

In select cases, we may help you access:
✅ Conventional Cash-Out Refinance up to 89.99% LTV
No mortgage insurance required
Simplified process with competitive pricing
Primary residence only

Key Program Highlights (guidelines apply)
680+ FICO
Loan amounts up to conforming loan limits
LTV range:
Minimum 80.01%
Maximum 89.99%
No mortgage insurance
30-year fixed-rate option only
DTI:
Determined by DU/LPA
Not to exceed 50%
Seasoning requirement:
If paying off an existing first-lien mortgage, only 6 months required

Why This Matters
Many conventional cash-out programs stop at 80% LTV.
Through our wholesale lender network, we may be able to help eligible borrowers access higher-LTV cash-out options—while avoiding monthly mortgage insurance.

Please Note : Program availability, rates, and terms are subject to lender guidelines, underwriting approval, and borrower qualifications.

Loans We Help You Secure at Maxspurt Lending 🏡
At Maxspurt Lending, we don’t work for just one bank—we work for you.
As an independent mortgage broker, we partner with top-tier wholesale lenders (including the nation’s #1 wholesale lender) to help you access competitive conventional loan options with a smooth, worry-free mortgage experience.
Through our lender partners, we can help you with:
✅ Conventional Loans
620+ FICO (guidelines vary by lender)
Primary, second, and investment properties
Purchase, rate/term refinance, and cash-out refinance options
✅ Flexible Loan Amounts
Loan amounts up to county loan limits
High-Balance loans available for amounts over county loan limits
✅ Low Down Payment Options
LTV up to 97% on purchases and rate/term refinances
Cash-out refinances up to:
80% LTV on primary residences
75% LTV on second homes & investment Properties
✅ Special Features Available
Temporary rate buydowns
One-Time Close New Construction loans
Eligible properties may include:
Single-wide & multi-wide manufactured homes
Condos, PUDs, and co-ops*
Why Work With Maxspurt Lending?
✔ We shop multiple wholesale lenders on your behalf
✔ We match you with the right loan program, not a one-size-fits-all product
✔ You get expert guidance, modern technology, and a faster process
📞 Let a Maxspurt Lending Maven help you explore your best loan options today. Call us at (972) 918-5500
Because when the right lender meets the right broker—you win.

Did you Maxspurtize your business yet?

In today’s competitive market, growth isn’t an option—it’s a must.
Maxspurt gives you the power tools your business needs to thrive, protect, and scale.

✅ Lending Solutions
✅ Realty Solutions
✅ Insurance Solutions
✅ Business Services
✅ Asset Care (Management & Maintenance)

With Maxspurt, you’re not just surviving—you’re spurt-ing ahead.
✨ Maxspurtize today. Tomorrow will thank you.
👉 Visit www.Maxspurt.com | 📞 (972) 918-5500

🌟 Welcome to the Maxspurt Family! 🌟

We are excited to announce that Mr. Amarjit Dhillon has joined Maxspurt to lead our marketing programs and campaigns as we enter an exciting new phase of growth.

With 30+ years of experience, Mr. Dhillon brings unmatched expertise and a multilingual edge — fluent in English, Hindi, Punjabi, and Urdu — helping us connect with diverse communities across the nation.

From Texas to California, New York, New Jersey, and Chicago, he will be overseeing Maxspurt’s marketing outreach and strengthening our mission:
✨ Empowering small and medium-sized businesses with trusted solutions in Lending, Realty, Insurance, Business Services, and Asset Care.

Please join us in giving a warm welcome to Mr. Dhillon as he helps take Maxspurt to new heights! 🚀