Addictive Financial Solutions, LLC

Good Morning Guys!!

3 Credit Myths

-You won't get the chance to build Credit after going through a Bankruptcy because your credit damaged permanently 😒(This is definitely a myth , Bad credit is NEVER permanent...Yes it may time..but there are people who were able to build their credit to 850 after bankruptcy

-You have to pay off the negative accounts reporting to your credit profile in order for it to be removed🤔(This is also a myth, There are some negative accounts that you are able to remove through the credit repair process whether you're working with a company or doing it yourself...every negative account reporting isn't accurate🤷🏾‍♀️ And CAN BE REMOVED without paying a dime‼️

-You don't need a credit card to build credit because your credit score is high without a credit card😔( This is a MYTH, specifically because 30% of your credit score is tailored to utilized credit‼️ While it is true that someone that has no credit, can obtain a personal loan, pay it off and score hike up to a 640-660 but that's because they have NO CREDIT....But if you CANNOT build Credit without a credit card!!!! That's the second largest percentage of your credit score🥴

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