Navigation Financial Group

True or false: Americans in March 2026 are applying for fewer mortgages than they were during the Great Recession.

True. And it's not even close.

96 OF THE 100 LOWEST NUMBER OF WEEKLY MORTGAGE APPLICATIONS SINCE 1999 HAVE HAPPENED IN THE LAST 3 YEARS! (according to the Mortgage Bankers Association's Mortgage Application Index)

Yet, unemployment today is a fraction of what it was during the financial crisis.

People aren't staying out of the market because they can't qualify. The market is gridlocked. Here's why. 👇

1️⃣ Millions of homeowners locked in at 3 percent during the pandemic. Selling means giving that up for another mortgage that may have a higher interest rate. So they're not moving.

2️⃣ If existing owners aren't selling, inventory can become thin, prices might stay elevated, and buyers wait for something to change.

3️⃣ Most are waiting for rates to drop. But when they do, demand may pick up, competition returns, and that window closes faster than expected.

Here's the truth about market timing: it almost never works the way people picture it.

The better question isn't "When is the right time to buy?" It's "Am I financially ready to move when the right opportunity comes?" 📋

🌺👩‍⚕️ This National Nurses Week, we salute the unwavering spirit of nurses who dedicate their lives to caring for others. Their compassion, skill, and tireless work make a significant impact on patients' lives and their families. Today and every day, let's celebrate these remarkable individuals who go above and beyond to ensure our well-being. Tag a nurse you appreciate and let them know they're heroes! 💪❤️

Motherhood is a tough job. Ever-changing, frequently exasperating, no days off, and the salary is macaroni necklaces and sticky hugs. If you’re lucky enough to have a mom who hugged, inspired and supported you, call her and say thanks!

🩺💙 During National Nurses Week, we want to express our deep appreciation for the unwavering commitment of nurses. Their expertise, resilience, and compassion are essential in keeping our communities healthy. Let's take a moment to acknowledge their tireless efforts and the invaluable role they play in our healthcare system. Thank you, nurses! 🙌