Cambridge Insurance

Real Claim Scenario, No Names

A client had water damage from an AC drain line.

At first, the question seemed simple: “Is water damage covered?”

But with insurance, the better question is usually: What caused the damage, and how long had it been happening?

There can be a big difference between water damage that is sudden and accidental versus damage caused by long-term seepage, wear and tear, or lack of maintenance.

That difference can affect how a claim is reviewed and whether coverage applies.

The lesson?

Not all water damage is treated the same, and policy details matter.

This is why we encourage our clients to understand their coverage before something happens, not after.

Cambridge Insurance Agency
Helping make insurance make sense.
214-758-0414