Duke Financial Services LLC

💡 Q4 Tax Tips to Get Ahead for the 2026 Filing Season! 💰

We’re in the last quarter of the year — the perfect time to get your finances tax-ready before 2025 ends. Here are a few smart moves to consider:

✅ Review your paycheck withholding or estimated taxes to avoid surprises next spring.
✅ Max out retirement contributions (401k, IRA, HSA) to lower your taxable income.
✅ Make any charitable donations by December 31 if you plan to itemize.
✅ Spend your FSA funds before they expire and top off your HSA if you have one.
✅ Organize receipts, income statements, and deduction records now — it’ll save you stress later.
✅ If you have investments, consider year-end strategies like offsetting gains with losses.
✅ Small business owners — track expenses and think about year-end equipment purchases or deductions.

And remember: a lot of the current tax breaks from the 2017 Tax Cuts and Jobs Act expire after 2025… so this is the time to plan ahead.

🗓️ Smart planning now = smoother filing later and possibly more money in your pocket come tax season.
And as always, if you jeed help Duke Financial Services is here to assist you with all your financial needs.
www.dukefinancialservices.net