Logan Forbes

What is salvage coverage in boat insurance?
Salvage coverage helps pay for the cost of recovering a boat that has been damaged or sunk. It's an important aspect of boat insurance.

Does motorcycle insurance cover my riding gear and accessories?
Some policies include coverage for riding gear and accessories, but additional coverage may be needed for high-value items.

Does boat insurance cover passengers' injuries?
Yes, boat insurance usually includes coverage for injuries to passengers on your boat.

What types of incidents are typically covered by insurance claims?

Covered incidents vary based on the type of insurance but may include accidents, natural disasters, theft, or other unforeseen events specified in the policy.

How it feels to have a slow month vs the second you write another policy:

Does boat insurance cover damages caused by natural disasters, such as hurricanes or floods?

Standard boat insurance may not cover damages caused by flooding. Separate coverage or endorsements may be needed for these perils.

Customer: I want my rates lowered.
Me: Oh, well we can certainly check on that. If we lower your--
Customer: I do not want less coverage!
Me: Oh! Perhaps I misunderstood you then. I thought you said you wanted to lower your rate?
Customer: I want to lower it without reducing my coverage.
Me: (In my head) and I'd like $100,000,000 and an investment portfolio.

Does motorcycle insurance cover rental bikes?
Coverage for rental bikes may not be automatic. Check with your insurer to determine if coverage extends to rented motorcycles.

What does boat insurance typically cover?
Boat insurance typically covers physical damage to the boat, liability for injuries or damage to other boats, and sometimes coverage for personal property on the boat.

Can I bundle renters insurance with other policies, like auto insurance, for a discount?
Yes, bundling policies with the same insurer often results in discounts on both renters and auto insurance.