MPACT Financial Group, LLC

June is a smart time to check in on the money habits you’ve built so far this year. Poor financial habits can quietly derail savings, increase debt, and limit future options, but small changes can help you get back on track before year-end.

Build a budget: Track income and expenses for at least 30 days to see where your money actually goes.
Automate savings: Set up payday transfers so you are saving before the money can be spent.
Face debt directly: Review balances, terms, and interest rates so you can prioritize repayment strategically.
Small habit changes today can reshape your financial future. Here’s where to start: https://bit.ly/4fdHvFD

How to keep bad financial habits from becoming permanent The first step in addressing poor financial habits is recognizing that meaningful change begins with individual actions.

Identity theft can happen fast, but a few smart habits can make you harder to target.

Lock your credit: A credit freeze at all three bureaus can help prevent new accounts from being opened in your name.
Strengthen logins: Use unique passwords, a password manager, and two-factor authentication whenever possible.
Stay alert: Review financial accounts and credit reports regularly so you can catch suspicious activity early.
Read the full checklist of steps to help protect your personal and financial data: https://bit.ly/3RhIs5P

Tips to protect your personal financial information Taking strides to protect personal data is important to safeguard one’s financial security.

Happy Mother’s Day to women who lead with love, strength, patience, and endless care. Today, we celebrate all the mothers and mother figures who shape lives in ways words can never fully capture.

We wish you a day filled with appreciation, joy, and the love you so deeply deserve. 💐

Most people want to age at home, but few plan for what that really takes.

A Common Gap: Even an end-of-life care doctor struggled to get her own parents to plan.
• Small Changes Matter: Simple home updates, like grab bars and stair ramps, can help support independence and avoid bigger setbacks.
• Why It’s Missed: Limited time and training for providers, plus system constraints, mean these conversations often don’t happen.
One physician’s story highlights a gap many families face. See what could help change it: https://bit.ly/4d43fkq

Opinion | My Parents Are Old. They Need to Plan for It. (Gift Article) A few small changes to their home and habits will make it much more likely that they can age in their own home.