Kristen Cody, Fox Real Estate Group

✨ The More You Know Monday ✨

Here’s a quick look at where rates are landing this week. 📈

As of mid-February 2026, 30-year fixed mortgage rates in Texas are averaging between 5.875% and 6.375%, down significantly from highs over 8% in late 2023. Rates for 15-year fixed loans are lower, around 5.2% to 5.65%. While declining, rates are expected to stay in the 6% range through 2026.

📌 Keep in mind: Rates vary based on credit score, loan type, down payment, and lender guidelines.

If you’re thinking about buying or selling, understanding today’s rates is the first step in building your strategy.

Have questions about what these numbers mean for you? Give me a call ☎ (940) 453-0534