Insure Well with Mel

Even with Medicare coverage, a hospital stay can create unexpected expenses. A hospital indemnity plan can provide extra financial protection for costs that Medicare or a Medicare Advantage plan may not fully cover.

Medicare AEP Is Almost Here: The Medicare Annual Enrollment Period is the time of year when many Medicare beneficiaries can make changes to their coverage for the upcoming year. Whether you're considering a new Medicare Advantage plan, reviewing your prescription drug coverage, or simply want to make sure your current plan is still the best fit, planning ahead can make the process much easier.

Enjoy The Weekend!

Tax Planning Can Make a Difference: Large withdrawals from traditional retirement accounts, capital gains, or selling investments may increase your income and potentially trigger IRMAA. Planning ahead with a financial or tax professional may help.