Portis Properties by Keller Williams Realty Metro ATL

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Admit it – you’re kind of afraid of today’s mortgage rates, aren’t you?

Here’s the bone-chilling truth. The difference between buying a home at today’s typical rate (around 6.2%) and waiting for 5.99% is about $50 a month on a $400,000 loan. That’s not the game-changer many buyers think it is.

And with home prices still projected to rise in many markets, waiting for a rate in the 5’s could cost you more in the long run. That’s an eerie situation you don’t want to be in.

Because once rates dip below 6%, more buyers will be back in the market, and you could be left in the dark when competition increases, inventory tightens, and negotiating power starts to fade.

So, if you’re ready, don’t be scared of today’s rates. Now might actually be the moment to make your move while others are still waiting for “perfect” conditions to appear.

Let’s find you the right property! DM me and we will get you started! 🏠

What would make you feel more comfortable making a move?

63% of would-be homebuyers say lower home prices.
50% say lower mortgage rates.

If that’s what you want too, here’s the update you’ve been looking for.

Experts are projecting single-digit price increases in many markets this year. Some areas will even experience slight declines. That’s a far cry from the 20% rise we saw just a few years ago.

At the same time, mortgage rates have eased from their recent highs.

While it’s not enough to completely change the game on affordability, both trends should stick around going into 2026.

If you want to talk through how this helps your budget, DM me.

DM me if you have questions!

Beautiful Craftsman home located in Clarkston, GA! Call me if you are in the market or want to find out how you can qualify for this gorgeous home!

If you have questions about your credit worthiness to buy, reach out. I will be happy to refer you to several qualified lenders! 🏡

Your credit score is an important factor when you apply for a mortgage. But most people don’t know what lenders actually require.

Despite what you may have heard, you don’t need a perfect score to get a home loan. There are loans out there for buyers with a range of credit scores.

The best way to know what you'd qualify for? Talk with a local lender who can walk you through your options.