1st Choice Group, LLC Barbara Marshall Agency

📚 INSURANCE TERMS MADE SIMPLE

Pop Quiz! 👀

When you hear the word **deductible**, what comes to mind?

A lot of people have insurance but aren't exactly sure what a deductible actually is—and that's okay.

Here's the simple version:

A deductible is the amount YOU pay before your insurance starts helping with a covered claim.

For example, if you have $5,000 in covered damage and a $1,000 deductible:

💰 You pay: $1,000
🛡️ Insurance pays: $4,000

Understanding your deductible is important because it can directly affect both your monthly premium and your out-of-pocket costs when something unexpected happens.

Insurance doesn't have to be confusing. One term at a time, we're breaking it down into plain English.

What insurance term would you like us to explain next?

🚨 RENTERS — DID YOU KNOW? 🚨

Your landlord’s insurance most likely does NOT cover YOUR belongings. 😳

That means if there’s:
🔥 A fire
💧 Water damage
🛑 Theft
🌪 Natural disaster damage

your furniture, clothes, electronics, and personal items may NOT be protected without renter’s insurance.

A lot of people think:
“Since I rent, I don’t need insurance.”

But imagine having to replace EVERYTHING out of pocket. 🥴

Renter’s insurance helps protect:
🛋 Furniture
📺 TVs & electronics
💻 Laptops
👟 Shoes & clothing
💍 Valuables & personal belongings

Peace of mind is a lot more affordable than starting over.

Let 1st Choice Group – Barbara Marshall Agency help you protect what matters most. ❤️

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com