Phillip Gira Insurance Agency, Inc.

Is Your Home Insured to Its Replacement Cost? Recently completed a renovation project? Make sure your home is insured to its full estimated replacement cost. Learn more.

Daylight Saving 2018 (also known as Daylight Saving Time and previously known as ‘Fast Time' in the United States) is the practice of setting the clocks forward one hour from standard time during the warmer parts of the year (usually summer months), and back again in the colder parts (usually fall), in order to make better use of natural daylight so that evenings have more daylight and mornings have less.