Centennial State Insurance Agency

Using your truck for work? Your personal auto policy may not cover you.

Here's a gap that catches a lot of small-business owners off guard: if you're hauling tools, driving to job sites, or letting employees behind the wheel, a personal auto policy may not respond when you need it most. Insurers can deny a claim if the vehicle was being used for business — and that's a bill you don't want landing on your desk.

🔴 Personal Auto — built for commuting and errands.
🟢 Commercial Auto — built for work use, with higher limits and real protection for how your business actually operates.

Not sure which one you actually need? One quick call could save you a denied claim.

303-838-0554
🌐 www.CentennialStateIns.com
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Sunday reset — knock one easy thing off your list. ☂️

You've got home insurance. You've got auto. But have you ever thought about what happens if a serious accident or lawsuit blows right past those limits?

That's exactly what a personal umbrella policy is for. It sits on top of your home and auto coverage and kicks in when they max out — usually adding $1 million or more in extra liability protection. And here's the part most people don't expect: it's often surprisingly affordable for that much peace of mind.

One quick conversation and you can cross "make sure we're actually protected" off the list for good.

Enjoy your Sunday — and if you want us to take a look, we're happy to help.

📞 303-838-0554
🌐 www.CentennialStateIns.com
Centennial State Insurance Agency