Shannon Helmuth Professional Realtor
Currently serving all buyers and sellers here on the Emerald Coast! Currently serving all buyers and sellers here on the coast!
The home buying and selling processes can be frustrating and stressful. đ đ Remember, keeping a sense of humor makes your experience much more enjoyable. Let's find you a home where you can laugh and make memories!
Realty ONE Group SHANNON HELMUTH MRP
RealtorÂŽ
https://shannonhelmuth.myrealtyonegroup.com/
321 Harbor Blvd
Destin, FL 32541
m: 850.582.0123 |
03/09/2026
A lot of buyers think rates dropping from the low 6s into the upper 5s would dramatically change their monthly payment. But the math tells another story.
On a $500k loan, the difference between getting a 6.1% and 5.9% mortgage rate is only about $64 a month. Not $300. Not $500. Only $60.
Thatâs not the massive swing many buyers imagine when they say theyâre âwaiting for the 5s.â
If youâre holding out for a lower rate, my advice is to double check the math. Because rates have already come down significantly from just one year ago. And you may not need to wait any longer.
The numbers could already work better than you expect.
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4460 Legendary Drive Suite 300A
Destin, FL
32541