Contractors Insurance Specialists LLC

Third-Party Action-Over claims are one of the fastest growing types of claims in contractor’s general liability insurance. In a nutshell, lawyers have figured out a way to file a claim on your general liability policy for something that should be covered through your Employers Liability Insurance.
What is Commercial General Liability Insurance?
Commercial General Liability Insurance (CGL) covers bodily injury and property damage to third parties. It covers losses that occur on your premises, jobsite or as a result of your products and completed operations. The CGL contains and Employers Liability Exclusion and does not cover bodily injury to employees, with one exception one key exception: when the Employers Liability is assumed in an “insured contract