Pearl Planning

Your partner's business debt can land on your personal balance sheet.

A prenup might be the tool that protects you both.
On the Women's Money Wisdom podcast, host Melissa Joy, CFP®, and prenup specialist Kaylin Dillon, CFP®, dig into a risk many couples miss. When one partner signs personal guarantees on a business, the other can be exposed without even knowing it. Kaylin offers a refreshing reframe: rather than living with the unknown, a couple can use a prenup or postnup to protect the business and open the door to real financial transparency.

Protection and honesty, working together.

Getting a prenup? You and your partner each need your own attorney, and the reason matters more than most couples realize

On the Women's Money Wisdom podcast, fee only financial planner and prenup specialist Kaylin Dillon, CFP®, explains why separate counsel is not just a formality. When each person has their own attorney, each person has someone advising them on what is truly in their best interest, and in many states that separate representation is part of what makes the agreement hold up.

But as Kaylin points out, a sound prenup never ends up protecting only one person. That is no way to start a marriage.

Stefanie O’Connell, award-winning journalist and author of The Ambition Penalty, joins Melissa Joy, CFP®, on Women’s Money Wisdom to share what the research actually shows: women are ambitious, they are confident, and they do ask for more. And they are still penalized for it.

From job offers rescinded to being labeled not a team player, Stefanie breaks down the real consequences women face when they do everything right and still do not receive the same rewards as their male peers.
Listen to the full episode of Women’s Money Wisdom

Wolverine Pickleball has local breweries on the tap wall, goat yoga in the schedule, and up-and-coming entrepreneurs launching their businesses inside its walls.

That was not exactly the original plan. But Christy Howden, CEO and co-founder, built something that keeps growing into more than she imagined.

“We’d like to put our marketing might behind them with all of our community to help them get a good launch and get their business going.”

This is what it looks like when small businesses invest in each other. Christy joined Melissa Joy, CFP®, on Women’s Money Wisdom to share how she built it.