Senior Elite Services LLC.

📅 Medicare Season is here! The Annual Enrollment Period (AEP) runs from October 15 to December 7, and it’s your opportunity to review, compare, and adjust your Medicare coverage.

🎥 Watch our latest video, “Important Dates and Information Explained," to stay informed and confident during this AEP.

At Senior Elite Services, we’re here to guide you through every step — at no cost and with no obligation. Let us help you make the most of your Medicare options! Call us today at (615) 266-2603

**💡 Understanding Social Security: Key Facts You Should Know! 💡**

Are you eligible for Social Security benefits? Here are some important points to consider:

✅ You can start claiming Social Security benefits at age 62, but waiting until Full Retirement Age (66-67) or later can increase your monthly payout.
✅ Children may qualify for benefits if a parent receives Social Security due to retirement or disability.
✅ Stay-at-home spouses and divorced individuals (married for at least 10 years) may also be eligible for benefits based on their spouse’s work history.
✅ The average Social Security benefit for a retired worker in 2024 is around **$1,921 per month**.
✅ If you work while receiving benefits before Full Retirement Age, your earnings may temporarily reduce your payments.
✅ Social Security is taxed based on your total income, with up to **85% of benefits** potentially subject to federal taxes.
✅ The program is projected to provide full benefits until 2034, after which payments may be reduced to **79%** if no funding changes are made.

Planning for retirement? Make sure Social Security is just one part of your strategy! Visit [ssa.gov](https://www.ssa.gov) for more details.

📞 **Have questions?** Call **Senior Elite Services LLC** at **615-266-2603** for expert guidance and assistance!

📍 Visit us at our locations:
✅ **2360 Fairview Blvd. Fairview, TN 37062** (Across the street from O'Reilly’s Auto Parts)
✅ **764 Hwy 46 South, Dickson, TN 37055** (Across the street from Lowe’s, behind DMA South)

📢 Share this post to help others stay informed!

Medicare Prescription Drug Plans: Extra Help in 2025 - Important Updates You Should Know

In 2025, the Extra Help program has undergone some important changes that could benefit many Medicare beneficiaries. The most notable change is the shift to a full subsidy for all eligible individuals starting January 1, 2024.

This means that if you qualify for Extra Help, you will receive 100% assistance with premiums, deductibles, and co-pays, significantly reducing your out-of-pocket costs.

Previously, some people received partial subsidies based on their income level (e.g., 25%, 50%, or 75%). Now, under the new rules, everyone who meets the eligibility criteria will be entitled to the full subsidy.

Additionally, the income limit for full subsidy eligibility has been raised from 135% of the Federal Poverty Level (FPL) to 150% of FPL, expanding the number of people who can benefit from the program.

For those applying in 2025, it's important to keep in mind that eligibility is determined by your income and resources, which have specific thresholds outlined by the Social Security Administration.

With these updates, the Extra Help program continues to make prescription medications more affordable for those in need.
Senior Elite Services LLC is here to help—at no cost to you!
If you need assistance navigating the Extra Help application process or have questions about eligibility, Senior Elite Services LLC is available to assist you—at no cost.
Our expert team can help ensure you get the support you deserve.

Important Note:
If you have received an application for this program in the mail and discarded it, don’t worry!
You can still come into our office, and we will be happy to help you apply.

Contact Information:

• Dickson Office:
Phone: (615) 266-2603
Address: 764 Hwy 46 S, Dickson, TN 37055 (Across the street from Lowe's, behind DMA South)

• Fairview Office:
Phone: (615) 266-2603
Address: 2360 Fairview Blvd, Fairview, TN 37062 (Across the street from O'Reilly's Auto Parts)

For more detailed information on eligibility and how to apply, check the official guide from SSA or reach out to Senior Elite

Services LLC for personalized assistance.
We're here to make the process easier for you!