Monk Agency

Enjoy Your Weekend! “Don’t limit your challenges. Challenge your limits.”

Don’t want to miss your enrollment window! Missing your Medicare enrollment window could lead to lifelong late enrollment penalties.

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they experience events like a hospital admission or extended stay, regardless of what their primary coverage pays.

Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like walking, stretching, or strength training can help improve balance, mobility, and overall energy levels.

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or not they accept Medicare Assignment. This confirmation can provide you with some peace of mind and ensure there will be no hiccups when needing services or treatments in the future.

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.