Howells & Company

Mortgage Pre-Approval Explained Mortgage Pre-Approval Explained - A mortgage pre-approval is a written statement from a lender showing you may qualify to borrow up to a certain amount, based on a review of your financial information. It is not a guarantee of final loan approval, and it is different from being “pre-qualified,” ...

Energy Efficient Windows can Help you Sell your Home One of the most cost-effective renovation jobs you can perform is window replacement. In fact, according to Remodeling Magazine, you'll realize a nearly 73 percent return on the money you invest installing vinyl windows. Replacing wood windows returns nearly 79 percent of your investment. Saving Mon...

The Many Fingers in the Mortgage Pie While it's easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk that takes your application, there are many people involved, each with his or her own duties. So, just who has their finger in your mortgage pie and why? The mortgage process typically has....