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Summer is just around the corner, which means it’s time to start planning your family vacation. Here are a few tips

1. Choose your vacation spot carefully. Consider opting for a national park, or any other non-coastal areas. It is also cheaper to visit winter tourist hot spots during the summer.

2. Fly during the week. Instead of flying out on the weekends, plan your vacation so that you’re flying out and back on Mondays or Tuesdays, when tickets are the cheapest.

3. Skip the hotel. Hotel lodging can be precey, especially with a large family. Considering renting a house or apartment. Swapping houses, while sounds sketchy, can also be a good option for those on a budget.

4. Stay in a place with a kitchen. Dining out tends to be a huge part of a family’s vacation budget, so being able to hit the local grocery store and prepare your own meals and not eating out as much can be a big money saver.

5. Set a souvenir budget. Decide at the beginning of the trip on how much you can spend on souvenirs and be more selective with what you want. Also stay away from airport or resort souvenir shops as they will always be more expensive.

6. Take advantage of various websites. A host of websites exist to help you plan your vacation. For example, the website costtodrive.com provide comparison of the cost between driving and flying. Others, such as airfarewatchdog.com, help consumers find the best flight deal.

7. Stay-cation is always an option. Take advantage of local summer events. Local libraries often offer fun summer programs for kids. And parks often organize outdoor movie screenings.

Prime Filers can help plan for your financial future. For more information, visit www.primefilers.com or call (770) 817-7550.

Money Talk – 10 Tips for Sticking to Your Budget

1. Write down all your expenditures at the end of the day, so you know how much you can still spend without going over your budget. Group your expenditures and review them at the end of each month, and they can give you insights to what you’re spending too much on.
2. Compile a shopping list when grocery shopping. Don’t stray too far from what you actually need.
3. Pack your own lunch to work.
4. In the same vein, visit Starbucks less frequently. A few bucks a day add up to hundreds over the course of a year.
5. Compare prices between stores. The internet also offer more places to make your purchases, and price comparison websites are very helpful in choosing where to buy.
6. Remind yourself your financial goals every day, especially when you’re out shopping, whether it be retiring early, purchasing a 70-inch TV or paying off your credit card debt.
7. Use cash when you can. Studies have found that people tend to spend more when using credit cards.
8. Sleep on your purchases to limit impulse buying. Take a day or two and think about whether you actually need this item.
9. Take advantage of coupons. Many stores, such as Kroger, Publix, and Target, offer hundreds of coupons to shoppers.
10. Water is a cheaper and healthier alternative to soda. Plus, limiting your soft drink intake can save you much more on medical expenses later on.

Save on taxes by filing with Prime Filers and get your maximum refund! Call (770) 817-7550 or visit www.primefilers.com for more information and appointments.
Editor: H.Faustin

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