JM Homes

Home buyer search is picking up. Great time to list your home.

Online Home-Buying Search Terms Recently Hit 2-Year High Believe it or not, there are clear signs buyer interest is heating up again.

It’s getting a bit easier to qualify for a mortgage right now.

The Mortgage Credit Availability Index is rising, meaning more people are able to secure financing for a home loan – even with lower credit scores or smaller down payments. In fact, it’s easier to get a loan now than it’s been in almost three years.

But we’re still well below where qualification levels were just a few years ago, so it’s not too easy. And because lending standards are still solidly in check, there’s no sign this will lead to risky loans or another crash.

Lenders are trying to boost activity in the housing market, and that gives you an opportunity. You may qualify today, even if you didn’t a few months ago. Talk to a lender to see what’s possible.

Mortgage rates have been extra volatile lately. That may have you questioning if you want to move forward with your move right now with all the uncertainty.

But rather than trying to time the market, focus on what you can actually control.

You can’t control what rates are doing or when they’ll come down. But that doesn’t mean you’re powerless.

To get the best rate possible for today’s market, work on improving your credit score, being intentional with what loan type you choose, and considering what loan term gives you the lowest rate.

If you want to explore what’s possible, connect with a trusted lender.

It's peak homebuying season, and that could mean more competition for you.
If you’re ready for a home you’ll love, don’t just hope for the best. Work with an agent who can help you make a strong, smart offer that stands out. They know simple strategies to boost your chances based on what’s working for other buyers in your area.
What’s one thing you’d want to know before making an offer on a home?