Pro Insurance Group

The 10 Top Risks of Owning a Family Entertainment Center is live.

Every FEC operator faces the same 10 risks. Some manage them well. Some get hurt.

The full guide breaks down:
→ Participant bodily injury (the highest-frequency risk)
→ Catastrophic liability ($3M-$10M+ verdicts becoming more common)
→ Workers comp (class code 9015, misclassification audits)
→ Property loss + business interruption (the 1-2 punch that closes operations)
→ Equipment breakdown (the HVAC failure that ends your busiest weekend)
→ Cyber and data breach
→ Employment practices (high-turnover workforce risks)
→ Liquor liability (where applicable)
→ Carrier non-renewal and specialty market exit

Each risk includes a real-world claim example with specific dollar amounts, the risk management practices that reduce frequency and severity, and how a proper insurance program responds.

Written by Neal Fusco, our VP of Commercial Lines with 25+ years in specialty entertainment placement.

https://www.proinsgrp.com/blog/top-risks-of-owning-a-family-entertainment-center

Top Risks of Owning a Family Entertainment Center in 2026 10 critical risks FEC operators face in 2026: participant injury, catastrophic liability, workers comp, property loss, business interruption, cyber, EPLI.