Stacy Gardner - Realtor

🏡 Myth vs. Fact: Homeownership Edition

One of the biggest things holding people back from buying a home isn’t interest rates or inventory—it’s believing myths that simply aren’t true.

I can’t tell you how many times I hear:
❌ “I need 20% down.”
❌ “My credit has to be perfect.”
❌ “Renting is cheaper than owning.”

The truth? Every buyer’s situation is different, and there are more programs, strategies, and opportunities available than most people realize.

During National Homeownership Month, I’m tackling some of the most common misconceptions I hear from buyers and sharing the facts behind them.

You might be closer to homeownership than you think. 🏡✨

Which myth surprised you the most? Drop it in the comments below! 👇