Light Financial Services

New year, same commitment — helping our clients feel confident and supported in their financial decisions.

We’re incredibly grateful for the trust our clients place in us and for the relationships that make this work so meaningful. Our team is excited to continue guiding, planning, and growing alongside you in the year ahead. Here’s to new opportunities, shared success, and a strong financial future together. Happy New Year! 🎉

— The Light Financial Services Team

We would like to express our support for the Davies Baseball team and wish them continued success at the State baseball tournament in Grand Forks this weekend.

They will compete against the Minot Magicians tonight at 7:00 in the semi-final game. Well done on your impressive season and we are cheering you on to bring home the title.

*Fun Fact - 5 players on the team played on the Light Financial Fargo Youth Baseball league team over the years!

Intra-year declines are part of investing. In 2024, for example, stocks pulled back 8 percent during the year en route to a 23 percent annual gain. But pullbacks will test your mettle. It’s hard to forget the 34 percent pullback in 2020. Remember, stocks don’t move in a straight line. So, think of 2025 as a work in process.