AFS Financial Group

AFS Financial Group

Share

Private Wealth Management, Tax, Investment, and Insurance Specialist. Providing Low Volatility, Low R

07/16/2026

The traditional 4% rule has guided retirees for decades, but some- like Dave Ramsey- argue you can safely withdraw twice that amount.

In this episode, Phil explains why market averages can be misleading, how a downturn can quickly change the math, and why retirement income should never be built around one fixed percentage ๐Ÿ‘‡

๐ŸŽ™๏ธWatch or listen now: https://philstaxhacks.com/podcast/the-4-rule-vs-the-8-rule-whats-the-right-withdrawal-rate-for-you/

07/06/2026

Be careful where you're getting your financial information. Social media algorithms are designed to keep you watchingโ€”not challenge your thinking.

06/30/2026

It's fun to own things like a boat or an RV, but how much are you actually using them? The upkeep is expensive and it might not make sense financially to keep owning them.

06/25/2026

๐ŸŽฅ 3.7 million people watched a retirement video called:

"Sell These 5 Things Before You Retire."

But should you?

๐Ÿ  Your house.
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Support for adult children.
๐Ÿšค Boats and RVs.
๐Ÿš— A second vehicle.
๐Ÿง  Even your work identity.

In this episode, Phil reacts to the viral advice and explains where he agrees, where he disagrees, and why every retirement decision should start with one thing:

๐Ÿ“Š The math.

Watch it here: https://philstaxhacks.com/podcast/3-7-million-people-watched-this-retirement-video-heres-what-we-think/

Want your business to be the top-listed Accountant in Farmington Hills?
Click here to claim your Sponsored Listing.

Address


22029 Farmington Road
Farmington Hills, MI
48336

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm