Mortgage Solutions Financial-Shanan Ridens

🌾 Did you know you may be able to buy a home with ZERO down?

USDA loans are one of the best kept secrets in home financing—especially here in many areas of New Mexico!

Here are a few highlights:
🏡 0% down payment required
🌄 Available in many rural and suburban areas
💰 Designed for low to moderate income households
📊 Flexible credit guidelines (many buyers qualify with scores around 620+)
📉 Often lower monthly mortgage insurance than other loan types

Many buyers are surprised to learn that areas just outside of town often qualify, meaning homeownership could be closer than you think!

If you’ve been thinking about buying but thought you needed a large down payment, let’s talk. You might already qualify.

📞 Call or text me anytime to see if a USDA loan could work for you!

Shanan Ridens
Mortgage Solutions
📱 970-799-7749
NMLS #1480220