WOW Real Estate

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.

A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look at the numbers.

In 2008, homeowner equity and mortgage debt were nearly identical. That means, if someone hit a rough patch, they had almost nothing to fall back on. That's part of what made that crash so bad.

Today? Home equity is at $34.9 trillion. Debt is at $14.4 trillion. So, homeowners aren't stuck. They have equity built up in their homes – which means if they needed to sell, many could and they’d still come out ahead. They have a cushion.

This isn’t a crash. Today’s market still has a solid foundation.

And if worries about a crash have been keeping you on the sidelines, it might be worth having a conversation about what a move could look like for you right now.

In many places today, homebuyers finally have the upper hand.

Data shows that, as a whole, there are more sellers than buyers active in the market right now. That means buyers have more homes to choose from and a lot more room to negotiate.

Think of it like this. When sellers are competing for a smaller pool of buyers, those sellers are far more willing to say “yes” to things like price cuts, repairs, and even help with closing costs.

And those are things you may not have gotten just a few years ago.

But you have to know how to ask for it. That's where a good agent can help.

Want to know what you can realistically ask for in our market? DM me and I'll show you what's working.

The power dynamics have shifted. Let’s make the most of this moment.

Your House Didn’t Sell. Here’s How To Turn It Around.

If your house didn’t sell the first time, you’re not stuck. You just need a different strategy, and maybe a different partner.

When you're ready for a fresh set of eyes on what happened and what to change first, let’s connect.

Your House Didn’t Sell. Here’s How To Turn It Around. When your house doesn’t sell, it’s not just disappointing. It messes with your timing. Your plans. Your confidence.

More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know.

If you’re seeing headlines about how a record number of sellers are taking their homes off the market, don’t panic. It’s not a warning of an impending crash. It’s a market adjusting.

More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know. You may be hearing that a near-record number of homeowners are pulling their houses off the market.