Paragon PWM

Many of the families we work with want to support their children or grandchildren, but worry about how the money will be managed. 💸

A trust may offer the perfect balance:
• Utilizes the annual tax-free gift limit ($19,000 per person in 2026).
• Keeps funds protected in a dedicated account.
• Ensures assets are managed for their future, not spent all at once.

It’s a small amount of structure that protects a large amount of generosity.
Are you looking for an efficient way to support your family’s future? Give us a call!

Why you might want to pay more in taxes this year. 💸

For decades, the conventional wisdom has been to defer, delay, and decrease your tax bill. But a low tax bracket today can be a liability tomorrow.

If your estate relies heavily on traditional IRAs or 401(k)s, your heirs will face strict 10-year withdrawal rules, often forcing them into massive tax payments.

The Move: Consider strategic Roth Conversions. By intentionally moving into a higher tax bracket now, you effectively "pre-pay" the tax at a known rate, shrinking the IRS’s share so your family keeps more wealth.

True stewardship isn't about the lowest tax bill this April—it’s about the most efficient long term strategy.

The bison found on our stationery is more than a design choice; it is a visual reminder of our philosophy. 🦬

In nature, most animals run away from the storm, but bison turn toward the storm and move directly into it - quickly reaching the clear sky on the other side.

At Paragon, we believe a financial plan should function the same way:
• Strong: To weather market cycles.
• Steady: Calm during periods of volatility.
• Strategic: Intentionally navigating challenges head-on.

We provide the resilience you need to focus on what matters most.

Is there a missing key in your portfolio strategy? 🔑

While optimizing your assets is a great first step, Asset Location is what often determines how much of your returns you actually keep.

Structuring your investments strategically between tax-deferred and taxable accounts is vital for minimizing your lifetime tax drag. This strategy generates what we call 'Tax Alpha'—boosting your long-term wealth simply by optimizing where your assets live.

Want to ensure your portfolio is structured for maximum tax efficiency? Let’s connect. 📈

Successful investing isn't about picking stocks. It’s about stewardship.

As you approach retirement, your financial life becomes more complex. we’ve found that our clients aren’t just looking for growth—they are looking for:

✅ Strength: A portfolio that provides a paycheck - regardless of volatility.
✅ Steadiness: A steady hand that filters out the noise of the 24-hour news cycle and keeps your long-term plan on track.
✅ Strategy: Intentional moves that minimize tax friction and maximize your legacy.

We chose the Bison as our symbol because it represents the resilience required to manage significant wealth.
Is your current financial plan Strong, Steady, and Strategic?

Did you know that many advisors can legally sell you products that benefit their firm more than your family? They call it 'suitability.' Ask your advisor these 3 things today. If the answer to any of those is "No" or "It’s complicated," it’s time for a second opinion.