Chad Appleton - Compass Mortgage

Tired of watching interest rates fluctuate? Lock in your peace of mind with our new Closed-End Second Mortgage! Get a lump sum of cash with a fixed interest rate and a set monthly payment that will never change. It’s the perfect way to tap into your home’s equity for debt consolidation or large expenses—all while keeping your current first mortgage exactly where it is.

Reach out for details.

https://myoc.io/chadappleton

Today we honor and remember those who have made the ultimate sacrifice for our country.

https://myoc.io/chadappleton

Tennessee homebuyers, the choice is yours! Whether you want to minimize your monthly payment or maximize your assistance, we have options for you.

Choose between:

The Deferred Option: Get $6,000 at 0% interest with no monthly payments! It only needs to be repaid if you sell or refinance.

The Payment Option: Access up to 5% of the sales price (max $15,000) to cover your down payment and closing costs, amortized over 30 years at the same rate as your first mortgage.

Ready to find your home in the Volunteer State? Let’s talk!

https://myoc.io/chadappleton

Happy Mother’s Day to all the moms whose love and care make a house a home. We’re also thinking of those for whom today is difficult—you’re not alone.

https://myoc.io/chadappleton

Don't just get a loan, get a strategy. An experienced loan officer does more than find you a mortgage—they find the one that saves you money and stress. Your loan program is part of that! That's the Compass Mortgage difference.

https://myoc.io/chadappleton

If you’re self-employed and think you can’t buy a house because your tax returns show “low income,” this is for you.

Traditional mortgages use your net income after write-offs.

So if you’re aggressively deducting expenses — which smart business owners do — your income might look tiny on paper. That doesn’t mean you can’t afford a home.

This is where Non-QM loans come in.

Some programs allow you to qualify using:
• 12–24 months of bank statements
• Business deposits instead of tax returns
• Or even a CPA-prepared profit and loss statement

Meaning your cash flow matters — not just your write-offs. For self-employed borrowers, they can be the difference between “denied” and “approved.”

Follow for real mortgage strategies that work for entrepreneurs.

https://myoc.io/chadappleton

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