Julio A. Lima

Found some inconsistencies in your credit report? Here's what you should do.

How to Dispute Credit Report Errors If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step ...

You may be surprised at how energy efficient you can make your home without spending a fortune!

Eco-Friendly Tips With Low Costs and High Savings Most homeowners have weather-stripped their doors to maximize climate control, and have switched out...

Keep these tips in mind if you're looking to buy a car when you're upside down on your current loan.

Buying a Car When You Have an Upside-Down Loan Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying ...