Fremont Bank

Worried a job change will ruin your mortgage plans?

Steve Trenkwalder, Vice President, Data Analytics and Secondary Marketing, and Cisco Bass, Senior Director of Growth, describe how changing jobs shouldn't impact your eligibility for a home loan.

Many potential homebuyers put their dreams on hold because they switched jobs. But here's the truth: changing jobs doesn't automatically disqualify you from getting a mortgage – especially when you stay in the same industry.

Don't let a new job opportunity become a barrier to homeownership. Understanding how lenders view job changes puts you back in control of your timeline.

Equal Housing Lender | Member FDIC | NMLS #478471

💻 That pop-up saying your computer is infected might be a scam. Fake security alerts are becoming more common as Bay Area residents work, shop, and bank online. These alerts often ask you to call a number or download software so scammers can gain access to your device.

What to do instead:
🔹 Do not click the alert
🔹 Close your browser
🔹 Run a security scan using trusted software

A quick pause can help protect your personal and financial information. Learn about the most common scams affecting Bay Area residents in our latest article and see how Fremont Bank helps keep clients safe: https://bit.ly/3PLIeTG

Member FDIC

Getting money from family for your down payment? You'll need more than just a thank-you note!

Steve Trenkwalder, Vice President, Secondary Marketing spells out what a gift letter is and why you need one.

Many first-time homebuyers receive generous gifts from family members to help with their down payment. But here's what most don't know: lenders require official documentation called a gift letter to prove this money is truly a gift, not a loan.

Don't let paperwork confusion derail your home purchase. Understanding gift letter requirements up front keeps your timeline on track and your lender happy.

Equal Housing Lender | Member FDIC | NMLS #478471

Finding the right volunteer opportunity doesn’t have to feel overwhelming.

The most meaningful way to give back often starts with what you already enjoy. Whether that’s gardening, cooking, mentoring, or working with your hands, your skills can make a real impact when they align with the needs of local nonprofits.

In our latest blog post, we’re sharing a guide to help you find a volunteer role that fits your passions, your schedule, and your purpose — so you can give back in a way that feels rewarding and sustainable.

👉 Read the full article and discover your perfect volunteer match: https://bit.ly/4sOtYbc

Member FDIC