BSK Associates

Geoprofessionals: Your Umbrella Policy Isn't the Safety Net You Think It Is

If you run or work at a geoprofessional firm, you've likely been reassured that your umbrella policy is the ultimate backstop — the "safety net beneath the safety net."

So when a client contract demands eye-popping coverage limits, you breathe easier.

But here's what every geoprofessional should understand: an excess policy can only extend coverage that already exists in your underlying policies.

If pollution liability or cyber risk isn't covered by your primary policy, no umbrella — no matter how large the limit — will catch your firm when a claim hits. A large umbrella limit means nothing if the underlying risk isn't covered.

For a profession built on assessing subsurface risks and unseen exposures, the last place you want a blind spot is in your own insurance program.

👉 Don't let assumptions become liabilities for your geoprofessional practice.

Read the full article to understand where your coverage truly ends — and where dangerous gaps may begin.
https://go.bskassociates.com/Understanding-Your-Insurance-Coverage

Your Data Has to Hold Up

Needing defensible data for regulators?

When groundwater results inform compliance decisions, “good enough” is not enough. You need a lab that understands RCRA requirements, facility realities, and the pressure behind every regulatory deadline.

Read the full article:
https://go.bskassociates.com/the_right_laboratory_partner_makes_a_difference

🇺🇸 Happy 250th Birthday, America!

250 years ago, a bold idea took root: that ordinary people could build something extraordinary together. That spirit still drives us today.

As a 100% employee-owned firm, every member of the BSK team has a stake in the work we do and the country we help build.

Here's to America, and to the next 250 years. 🎆