Worthen Insurance Group

Time to prepare, and renew that flood insurance! 281-819-6619

Well, here we are. The start of the six-month Atlantic hurricane season. In this post we attempt to give you the information you need about what to expect and how to prepare, without raising your anxiety too much. A little preparation now will go a long way if the worst happens.

https://spacecityweather.com/everything-you-need-to-know-about-2026-atlantic-hurricane-season/

🏢 Do you own a commercial building and rent it out to other businesses?

If so, you need more than just a standard property policy — you need Lessor's Risk insurance.

Here's the gap most commercial landlords don't see until it's too late:

Your tenants' customers walk through YOUR building every day. If one of them slips in a common area, trips in your parking lot, or gets hurt near your entrance — that claim can land on YOU as the property owner.

One Houston-area strip center owner found this out the hard way. A customer slipped on cracked pavement outside a tenant's sandwich shop. The medical bills hit $120,000. He had no Lessor's Risk coverage. His total out-of-pocket cost — legal fees and settlement combined — exceeded $75,000.

His tenants' insurance covered their business. It didn't cover his parking lot.

✅ Lessor's Risk Only (LRO) coverage
✅ Rental income protection
✅ Building ordinance coverage
✅ Flood insurance (critical in Texas)
✅ Umbrella liability

If you own commercial real estate in Texas and lease it to other businesses, let's talk about whether your coverage actually matches your exposure.

📞 281-991-0055
🌐 wortheninsurance.com

https://wortheninsurance.com/lessors_risk/

Lessor's Risk Insurance: What Every Commercial Landlord Needs to Know Commercial landlords face unique liability risks standard policies don't cover. Learn how Lessor's Risk insurance protects your building, tenants, and income.