Income Shifting 101

Tips to Increase Your Credit Score

- [ ] Review Your Credit Report. ... http://cjwcreditreport.com
- [ ] Set Up Payment Reminders. ...

- [ ] Pay More Than Once in a Billing Cycle. ...

- [ ] Contact Your Creditors. ...

- [ ] Apply for New Credit Sparingly. ...

- [ ] Don't Close Unused Credit Card Accounts. ...

- [ ] Be Careful Paying Off Old Debts. ...

- [ ] Pay Down “Maxed Out” Cards First.

Instant Credit Report Credit Report and Credit Monitoring.

IS MONEY TO BLAME? It’s pretty common among couples to fight over finances. When divorced couples are asked what one of the main reasons were that lead to their separation, a lot of them tend to say it was due to finances. But let’s dissect what that actually means for a second: Was it because they didn’t have enough money? Someone had bad spending habits, weren’t truthful over finances? Because there HAS TO BE an underlying cause. At least, I believe that there has to be. I think sometimes it’s not about the money, but rather the process of managing the money; how it’s discussed, the organization of it, the responsibility, how the money is earned and by whom (job satisfaction factor too), understanding it all, balancing between different spending habits, etc.

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Would you rather that your bank not share your information with other companies? You can opt-out of that, as this article notes. However, it may be difficult to get them to do it: https://www.kiplinger.com/personal-finance/credit-cards/601582/2-credit-card-gotchas-to-watch-out-for

Do you want to know more about the debt consolidation process? Here is some info that may interest you. https://bit.ly/3aSvtA5