Sammi Toy - Impact Insurance Agency

💼💸 What would happen if you couldn't work for 6 months?

Most of us insure our cars, homes, and even our phones. But the thing that pays for all of those? Your paycheck.

According to the Social Security Administration, about 1 in 4 of today's 20-year-old workers will experience some kind of disability before reaching retirement age. Most claims come from illnesses like cancer or heart disease, and some are related to accidents or chronic back issues. And health insurance, while important, only covers medical bills. It doesn't cover the mortgage, groceries, or everyday expenses that keep showing up regardless.

That's where short- and long-term disability insurance comes in. It replaces a portion of your income when you can't work, so you can focus on getting better instead of worrying about how to pay the bills.

Curious how it works or whether it's a fit for your situation? Send us a message anytime. No pressure, just helpful information. 💬