Chad R Jenkins

If your mortgage rate is 6% or higher, you’re paying too much.
Contact me today and I’ll run a personalized refinance scenario for you. I’m even cutting my own pay to make sure you get the best rate possible on your current mortgage. Don’t leave savings on the table—call me now for your free quote.

Do you have clients that have income but one of the borrowers have bad credit? Let’s use the average of the two.

Example: primary has a 570, coborrower has a 720. Lowest middle would be 570 and would get a referred. FNMA add the two middle scores and divides by 2. FNMA underwrites file with a 645 mid-score.
Pricing is still based off the lower credit score.

Average Median Credit Score

For certain transactions, the average median credit score is used in place of the representative credit score to determine whether the minimum credit score requirement is met.

Need a land loan? I got you on this too: Conventional loans, Jumbo loans, all Government loans, manufactured homes leased and owned, and land loans. One-stop shop with Chad 4807603460 text me or email me [email protected]

DOWN PAYMENT ASSISTANCE FOR SINGLE FAMILY AND DOUBLEWIDE MANUFACTURED HOMES

Feel free to call me if you need a quote. Most DPA's have run out of money, and we still have plenty.