The Money Do List

The Money Do List

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Melissa Fradenburg CDFA®️, AIF® financial planning & Investment management

12/22/2025

It’s the busiest, most beautiful, most exhausting time of year… especially for moms. We’re coordinating calendars, showing up to events, buying gifts, managing expectations, caring for sick kids, and somehow trying to stay festive through it all. 🎄❤️

And honestly? I don’t know how I’d make it through this season—or this season of life—without my girlfriends.

It’s easy to say “I’m too busy,” but every time I make space for friendship, I feel lighter, happier, and more grounded. One thing I see again and again with my retired clients: the happiest women have strong friendships. They laugh together, they travel together, they show up when life is hard.

So here’s your reminder…
Make the time. Nurture your friendships. Your future self will thank you. 💛

Tag your girlfriends who get you through it. 🥂

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