Jennifer Fletcher - Insurance Agent

In 2024, according to NOAA National Centers for Environmental Information (NCEI), U.S. Billion-Dollar Weather and Climate Disasters (2025), the U.S. experienced 27 individual weather and climate disasters, each causing at least $1 billion in damages, with 17 of these being severe storm events.*

Rainfall flood threat for Southeast per weather.com:

B​ands of locally heavy rain are likely along and to the east of Debby's center through at least Thursday night in parts of the Carolinas, Virginia and West Virginia. These bands could lead to additional flash flooding and could worsen ongoing river flooding.

T​he areas most at risk for additional heavy rain Thursday are shown in the red and pink contours, below.

T​his threat should become more isolated by Friday, though river flooding may linger for days in the hardest hit areas

Gusty winds in combination with increasingly saturated ground in these areas could also down trees and knock out power in spots.

A few minutes ago, I received my first email indicating that one of our carriers will issue its moratorium effective at 5:00 PM today. What does this mean? During this time, they will not bind any new policies and requests for changes in coverage limits or deductibles will not be allowed.

GOOD NEWS 👉drivers in North Carolina saw the smallest bump in car insurance rates, up just 5.5% over that same timeframe. That’s partially due to the state’s unique format that includes a rate bureau that submits filings on behalf of the entire industry. That bureau settled on a 4.5% average statewide increase for 2023 and another 4.5% increase in 2024.

🤞“We do expect trends to moderate on a national basis over the course of the year, particularly in the second half of 2024,” Zawacki said. “But that doesn’t mean drivers in some markets won’t continue to see rate increases.”

What’s behind the rapid increase in car insurance rates Car insurance rates are up almost 21% for the 12 months ended in February, according to recent Consumer Price Index data.