Cannon Wealth Solutions

The 20-Minute Fix Most Retirees Have Ignored for Decades…

Most people last updated their beneficiary designations when they first opened their accounts - a decade ago or more. But the beneficiary form overrides the will entirely, regardless of what any other document says.

In this clip, we break down why outdated forms - ex-spouses still listed, deceased parents still named, no contingent beneficiary - can trigger probate, accelerated taxation, and a family inheritance that goes to exactly the wrong person.

Educational only. Talk to a professional about your situation.

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How a $1.3M Retirement Account Locks You in 24% Tax…

At 73, a $1.3M pre-tax balance triggers forced withdrawals of roughly $50,000 a year - whether you need the income or not. Stack Social Security and investment income on top, and you're in the 24% bracket, potentially for life.

In this clip, we break down how IRMAA surcharges activate up to $5,000 per person per year, why up to 85% of Social Security becomes taxable, and why every year of inaction makes the future tax bill larger - because the account is still growing.

Educational only. Talk to a professional about your situation.

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The Hidden Cost of Delaying Social Security to 70…

Break-even analysis answers one question - when do you recoup the months you missed by not claiming early? But it says nothing about what that maximised check costs you everywhere else.

In this clip, we break down why the break-even chart doesn't account for what the IRA is doing during the delay years, what RMDs start doing at 73, which tax bracket a maximised benefit pushes total income into, or what Medicare charges based on combined income. For most people with large pre-tax balances, that's where the real money lives.

Educational only. Talk to a professional about your situation.

✅ Watch The Full Video On YouTube