Missy's Insurance Page

All things business insurance

09/13/2023

MGM suffered a cyber security attack. Can you imagine how much money is being lost in revenue and how much it will cost to fix it.
This is why you need Cyber Insurance! It can happen to anyone!

07/26/2023

Missy the insurance agent saved the day, again!
True story:
Got a call from someone looking for a workers comp policy for a job they did in RI. They are a MA based company and have an active policy for their business, but the contractor was holding up payment due to the workers comp policy being a MA policy.
Since they are not a registered business in RI, they can't get a RI policy.
After some research and talking with some of my underwriters, we determined that their MA policy does indeed cover employees who are working temporarily in a different state.
The insured got bad information from their current agent, which prompted the call to us.
At the end of the day, the contractor accepted my explanation and will be paying the insured.
Even though I didn't make a sale in this situation, hopefully I gained their trust and will let me take over all of their policies.

Moral of the story, this is what I love about my job. Someone had a problem, and I was able to help them resolve. It's not always about making the sale. It's about helping people with problems and coming up with a solution.

This is what keeps me going.

03/01/2023

True story!
Working on a particular prospect for a tough to place risk. Premium was high for this new venture, but the market is tight and I got him the best price I could.
Prospect decided he was going to go with a quote from another agency, which happened to be from a company I represent as well and was told no they won't accept the business. So I reached out to said company and after some conversation about this risk, that company is going to cancel the policy they just issued for them as it doesn't meet their guidelines. Which I already knew.
Moral of the story - just because it's cheaper, doesn't mean it's right & work with a professional independent insurance agent who knows the market place so you get it done right the first time!