ntraas

Passwords: always make sure your password is as long as possible and in a way that can’t be easily guessed: paraphrases.

An example of a pass phrase with a salt (technical term): IamanelectricalengineerlivinginHawaii!!??..

Also make sure it doesn’t include easily known information: I’m not an electrical engineer and I don’t live in Hawaii…makes it very difficult to brute force or guess.

If a security breach happens and your username and password is stolen, well you can’t really help that but taking alternate authentication mechanisms can assist as well. ProTIP: don’t use email as a recovery or pin verification unless you’ve made sure the passwords aren’t the same.
If they have your login to your bank and they have access to your email, well they can potentially verify themselves and empty your bank account.

Also, and I know this will ruffle some feathers: don’t simply trust your family, you may come to regret it.

When it comes to protecting your accounts: don’t reuse passwords! If your login information: username and password is the same across multiple sites then you’ve just made it very easy for cyber criminals to gain access to your systems and data.