Avrora Gunko Agent

🏡 Did you know you don’t have to be a veteran to assume a VA loan?

One of the best-kept secrets in real estate is the VA assumable loan.

If a home has an assumable VA mortgage with a low interest rate, a qualified buyer can potentially take over that loan—even if they have never served in the military and don’t have VA eligibility.

A few important things to know:
✅ The buyer must qualify with the lender.
✅ The lender must approve the assumption.
✅ If the buyer is not VA-eligible, the seller’s VA entitlement may remain tied up in that loan until it’s paid off or refinanced.

With many homeowners holding interest rates far below today’s market, a VA loan assumption can be an incredible opportunity for both buyers and sellers.

Curious if a home you’re looking at has an assumable loan or whether this strategy could work for you? I’d be happy to help!

Real Estate Agent
Avrora Gunko, RS-88064

oahurealestate

Some days I’m a bossy woman in real estate.
Numbers. Strategy. Negotiations. Closing deals.
Focused. Direct. No fluff.

Other days I’m just a fun girl.
Gym before sunrise.
Hiking trails that make my legs burn.
Ocean resets.
Sunsets that remind me why I chose Hawai‘i.

Two personalities.
Same woman.
Both are real.
Both are mine.

And honestly?
I wouldn’t trade either one. 🌊💪✨