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CREDIT TIP TO FUTURE HOMEOWNERS🏡‼️
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There are many Do's and Don't you should be aware of, within the process of homeownership. This is one vital tip many fail to adhere too which could be detrimental to the process‼️
Don’t Open a New Line of Credit
Owning a new home means lots of new expenses. You want new furniture to fill it and paint to spruce things up. Don’t jump the gun; taking on new debt, no matter how small, could throw off your debt-to-income ratio — a magic number in mortgage lending — and disqualify you.
Just say no to store credit cards, extending an existing credit line (that new bedroom set can wait) or any other changes that will make lenders look twice when you’re preparing to buy a house.
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